Experience – NO ONE HAS MORE

•   Setup first nonsubscriber insurance program
•   Prepares injury benefit plan documents and advises on claims with respect   to every major nonsubscriber insurance policy
•   Designed and implemented hundreds of nonsubscriber programs
•   Represents Texas’ largest nonsubscribing employers (over 50 with more   than 500 employees)
•   Nonsubscriber feasibility studies conducted for five Fortune 1000   companies (some of which we recommended against nonsubscription)

Commitment – We’re committed to the nonsubscriber marketplace

•   70% of firm revenues relate to nonsubscription
•   Continuous quality improvement
•   Ongoing support, training and auditing functions
•   Frequent speeches, seminars, and articles
•   Member and Multiple Award Recipient, Texas Association of Responsible   Nonsubscribers

Value – Fees below market for comparable resources

•   Flat, hourly, per claim, contingent, percentage of savings, savings bonus or   other basis
•   Value-added service packages for insurance placements

Resources – The Only Claims Company with an onsite integrated nonsubscriber consulting firm

•   One HR generalist and two experienced trainers/rollout professionals
•   All adjusters are licensed "All Lines" claims adjusters
•   Nonsubscriber and Workers’ Compensation, Disability, Life and Property   claims database and RMIS
•   Full medical management resources
•   Three licensed insurance agents (P&C and Employee Benefits)
•   One Artist, Two Programmers and one Director of Technology

Successful Track Record – Over Eighteen Years of satisfied nonsubscriber clients

•   Over $150 million in Occupational Program Client Savings
•   Negotiated one-of-a-kind nonsubscriber insurance coverage terms with   multiple carriers
•   Enrolled new nonsubscriber program in 2003 for 280 location employer in   just fourteen day’s
•   Saved over $1 million during past year for an 800-employee distribution   company